NY Community Bancorp Flashes a $560 Billion Real Estate Warning for Banks

Discussion in 'Wall St. News' started by Nighthawk, Feb 1, 2024.

  1. The US commercial real estate market has been in turmoil since the onset of the Covid-19 pandemic. But New York Community Bancorp delivered a reminder that some lenders are only just beginning to see the pain.

    The bank’s decisions to slash its dividend and stockpile reserves sent its stock down a record 38% and dragged the KBW Regional Banking Index to its worst day since the collapse of Silicon Valley Bank last March. Japanese lender Aozora Bank Ltd. added to the property jitters by warning of a loss tied to investments in US commercial real estate, sending shares plunging in Asia trading.

    https://www.bloomberg.com/news/arti...on-real-estate-warning-for-banks?srnd=premium

    Well, at least no Level 3 paper and other WMD financial products aka subprime CMBS and other crap
     
    gwb-trading likes this.
  2. upload_2024-2-1_9-39-39.png
     
    murray t turtle likes this.
  3. Who else has exposure to US commercial real estate? Certainly European banks.
     
  4. nitrene

    nitrene

    I'm sure if it gets really bad the Fed will just bring back their junk vehicle like Maiden Lane I & II and just buy the toxic assets.
     
    Specterx and murray t turtle like this.
  5. SunTrader

    SunTrader

    (Bloomberg)

    Real Estate Concerns
    The market’s response to the Fed has been complicated by renewed jitters over US commercial real estate. New York Community Bancorp threatened to grab the headlines away from the central bank yesterday as its decisions to slash its dividend and stockpile reserves sent its stock down a record 38% and dragged the KBW Regional Banking Index to its worst day since the collapse of Silicon Valley Bank last March. Those moves, which rippled through to global bond markets, were partly driven by worries over commercial real estate, which may grow further after a pair of banks also voiced concerns overnight. Tokyo-based Aozora Bank plunged more than 20% after warning of a loss tied to investments in US commercial property, while Germany’s Deutsche Bank more than quadrupled its US real estate loss provisions to €123 million.
     
  6. SunTrader

    SunTrader

    RTY is affected the most by Banks and sure enough trading on the LOD
     
  7. Hedge Funds With 2,000% Leverage Catch EU Watchdog’s Eye

    https://www.bloomberg.com/news/arti...-000-leverage-are-catching-the-eu-s-attention

    European regulators are closely following a group of hedge funds with exposure to mortgage bonds and average gross leverage in excess of 2,000%, a position so large it risks impacting markets.

    The funds predominantly are buyers in rising markets and sellers during a downturn, according to a report Tuesday by the European Securities and Markets Authority about the risk posed by leveraged alternative investment funds. It’s an approach to trading that tends to compound market moves and can be an added source of instability.

    The group represents as much as 15% of trading in the local mortgage-backed note market, the regulator said, without identifying which jurisdictions or specific funds. Their share has remained stable throughout recent episodes of stress, including the pandemic and Russia’s invasion of Ukraine, the report added.
     
    murray t turtle likes this.
  8. zdreg

    zdreg

    How do you know?
    As warren Buffett used to say until the tide goes out you don't know who is swimming naked
     
    murray t turtle likes this.
  9. nitrene

    nitrene

    I'm surprised with NYCB still down heavy that IWM came back but KRE is still down heavy.
     
  10. The general S&P market now starting to realize the Fed, at this point, doesnt plan on repaying that 34trillion. And they are "all in" now. Your statement is very correct. If it even hints of any real problem, the Fed will do a Maiden Lane again...buy it all.

    Actually..in light of this general market feeling...that "zero risk S&P" thread needs to be revived. It was an all time thread on ET and now has new meaning.
     
    #10     Feb 1, 2024
    murray t turtle likes this.