MicroStrategy Borrows Against Holdings to Buy More Bitcoin

Discussion in 'Crypto Assets' started by johnarb, Mar 29, 2022.

  1. johnarb

    johnarb

    prolly nothing...


    https://www.bloomberg.com/news/arti...ws-against-bitcoin-holdings-to-buy-more-coins


    MicroStrategy Borrows Against Holdings to Buy More Bitcoin
    • The $205 million loan is backed by $820 million of Bitcoin
    • MacroStrategy unit loan was done through SEN Leverage program
    [​IMG]
    Michael SaylorPhotographer: Eva Marie Uzcategui/Bloomberg
    By
    Crystal Kim

    March 29, 2022, 7:14 AM PDTUpdated onMarch 29, 2022, 9:22 AM PDT
    From

    MicroStrategy Inc., the software company controlled by entrepreneur Michael Saylor that’s made investing in Bitcoin central to its corporate strategy, is borrowing against its digital-asset holdings for the first time to buy more of the cryptocurrency.

    The Tysons Corner, Virginia-based company’s MacroStrategy unit received a $205 million three-year term loan from a unit of Silvergate Bank, the firms said in a statement Tuesday. The loan is backed by collateral roughly equal to four times its size or $820 million, according to company filings. The MicroStrategy unit held about $2.5 billion in Bitcoin at the end of December, according to corporate filings.


    Saylor, the founder and chief executive of MicroStrategy, has been the most vocal corporate advocate of holding the cryptocurrency instead of cash in corporate treasuries. The company started buying Bitcoin for its balance sheet in August 2020, with Saylor citing the Federal Reserve’s relaxing of its inflation policy for helping to convince him to get out of cash.


    The loan pays 3.7 percentage points over SOFR, or the secured overnight financing rate. Assuming the full loan is outstanding, MacroStrategy is required to maintain a loan to collateral value ratio of 50% or less or at least $410 million of Bitcoin. That means if the price of Bitcoin drops far enough, MacroStrategy will have to deposit additional coins into the account or prepay a portion of the loan so that the ratio declines to 25% or less, according to company documents.

    MicroStrategy has returned to capital markets multiple times since the company’s foray into crypto, selling $500 million in junk bonds and tapping the convertible debt market. The company also last year filed to sell as much as $1 billion in common shares for general purposes, including the purchase of more Bitcoin.

    MicroStrategy hasn’t announced any Bitcoin purchase through a corporate filing since Feb. 1.

    Shares of MicroStrategy were little changed, while those of Silvergate parent Silvergate Capital Corp. increased 2.4%.
     
  2. RedDuke

    RedDuke

    Very "prudent" risk taking :sneaky:
     
    jys78 and johnarb like this.
  3. johnarb

    johnarb

    Yea, I don't think it's a good idea. Anyone who owns Bitcoins can do the same thing, borrow against it to buy more Bitcoins using BlockFi, Nexo, Ledn, Celsius, and others

    This is not the first time that Microstrategy has borrowed (and even sold stocks) to buy more Bitcoins

    There's a pattern which is interesting that companies are using cheap money to buy more Bitcoins
    • Microstrategy borrowing to buy more Bitcoins
    • Publicly listed companies not selling the Bitcoins they mine and issuing debt to buy more
    • Terra printing crypto to buy Bitcoins for use as treasury
    Their message is clear, they think Bitcoin is highly undervalued which I agree with


     
  4. blink18

    blink18

    He is so confident in his speculation that he has to pump bitcoin all the time in the media. Stubborn ego and single leveraged bet, what can go wrong?
     
    RedDuke likes this.
  5. VicBee

    VicBee

    At this time MSTR is undervalued against BTC based on historical data. Should be closer to 567.
     
    jys78 and Baron like this.
  6. There is Saylor tanking like a boss. Some people swear he must wipe his ass with $100 bills. Toilet paper is cheap-shit that only the rest of us use.
     
  7. johnarb

    johnarb

    I'm hoping the price of MSTR stays cheap for the next 2-3 weeks. I' want to get some Call options LEAPS on MSTR after settling our tax bill from last year
     
    jys78 likes this.