For those with extra funds available, have you looked into micro lending for profit? Kind of like Kiva except the loan is repaid with %. Are there any companies which are doing it successfully? It would be nice to park couple thousand spread among several loans at a decent interest rate to see if this makes extra %. Any info would be appreciated.
I use Mintos myself (ref link for cashback for both). It's a fun side project to trade the loans but cannot make serious money. Besides, it's not insured so you don't want too much sitting there. Still, can make about 15% with effort or 12% without.
Considering the time involved for administration and the default risk, micro lending seems mostly a charity enterprise.