IRS defined "investor" vs "Trader Status" as it relates to 1256 Contracts.

Discussion in 'Taxes and Accounting' started by bob2001, Mar 29, 2022.

  1. bob2001

    bob2001

    On 1256 contracts (examples futures contracts) for "investors" the gains/losses are 60% long term 40% short terms with MTM at the end of the year.

    Want to make sure is it the Same if you are qualified for "Trader Status"

    For qualified "Trader Status" you still get gains/losses are 60% long term 40% short terms with MTM at the end of the year. Right! You don't lose this benefit, right!
     
  2. mikeriley

    mikeriley

    Riiiiight.!

    Nothing has changed Bob.
     
    gkishot likes this.
  3. bob2001

    bob2001

    thanks needed that. One other question that came to mind.

    Am I wrong if you qualified for "Trader Status" you don't get long term anymore if you sell a stock (example you sold IBM where you owned it for more than a year).

    What other down side are there?
     
  4. newwurldmn

    newwurldmn

    this is largey true, but you an segregate positions as long term that are not subject to mtm. you should talk to an accountant on how you would do it.
     
    MoreLeverage likes this.
  5. tiddlywinks

    tiddlywinks

    As @newwurldmn said, trades can be segregated. Talk to an accountant for the most appropriate method for your specific tax circumstance.

    One thing to keep in mind... long-term trades are NOT considered/counted as TTS qualification criteria. Only trades of 31 days or less qualify for TTS purposes. In this context, the holding period applies to equities and section 1256 instruments. MTM treatment does not alter the holding period requirement.
     
  6. bob2001

    bob2001

    One final question. Are there IRS requirement for a TTS to file as a TTS and not as a individual investor. In my case I don't meet the 720 count (like 405) AND I have 1256 instruments (future contract gains), and short term gains, and less than 0.1% long terms gains (from mutual funds). So for the reason stated in my OP question above I owed the same amount of tax as a TTS and individual investor (unless I am missing something).
     
  7. mikeriley

    mikeriley

    No idea, but I assume you're doing your taxes long hand.

    If you use software those issues are already handled
    when you import your data and then the software
    automatically spits out your numbers.

    TURBO TAX.png
     
  8. newwurldmn

    newwurldmn

    you miss out on deductions for market data and research.
     
  9. tiddlywinks

    tiddlywinks

    There are many possible deductions for TTS qualified...
    https://greentradertax.com/trader-tax-center/trader-tax-status/trading-business-expenses/

    And the benefits of electing MTM accounting although optional, are not possible without TTS...
    https://greentradertax.com/trader-tax-center/trader-tax-status/section-475-mtm-accounting/

    TTS is an annual qualification based on facts and circumstances in the eyes of the IRS.
    There is no checkbox.
     
    qlai likes this.
  10. newwurldmn

    newwurldmn

    you have to file a form i think though.

    my accountants have done it for me. i am TTS qualified but i didn't elect MTM.
     
    #10     Mar 30, 2022