Im sorry but please understand margin debt interest

Discussion in 'Trading' started by cashclay, Feb 10, 2017.

  1. cashclay

    cashclay

    Tis broker called trade zero is saying its at 8%. So if i wanted to short or buy 10 shares of 1$ then i would be charged 8%. so i would be charged 80 cents extra for the overnight interest of holding?
     
  2. cashclay

    cashclay

    Hard to Borrow Short Locates At cost
    Hard to Borrow Overnight Shorts 7x per share cost first night. 1x every night thereafter
    Margin Debit Interest 8%
    TAF Fee $0.000119 per share, sell side only
    SEC Fee .00002210 x dollar amount, sell side only
    NSCC Fee 0.00003 per share, $0.18 maximum and $0.033 minimum
    FOCUS Fee 0.0000007 per share
    SIPC Fee 0.000015 per share
     
  3. cashclay

    cashclay

    the margin debt.
    they said it was per year. which i also dont get
     
  4. wintergasp

    wintergasp

    You're charged 8% p.a. pro-rata of how many days you keep it open
     
  5. zdreg

    zdreg

    not necessarily. for some hard to borrow you may be charged 100%/year to short. the 8 % for going long is per year. broker prorates
    charges for you. total charges are based upon number of days you are in position.

    use a piece of paper. how can you be charged .80day on $10 worth of stock. interest rate would be astronomical
    calculation is $10 x.08 x #number of days held/360 days = .00275/day about 1/50 of a penny/day.
    are you a product of american education? if not where?

    ______________
    "Hard to Borrow Overnight Shorts 7x per share cost first night. 1x every night. your terminology is unclear, but it is not 7x or1x per share or even .01/share.
     
    Last edited: Feb 10, 2017
  6. cashclay

    cashclay

    Why would you assume that Im a product of the American education system,considering America has produced and is producing some of the world's top mathematicians. Not to mention that it is also one of the top leading countries; if not the leading country of generating innovative concepts and inventing them into reality. Yes, Ill admit Americans are pretty dumb; but guess what so is the country that you;re probably from. And most beginners to trading have difficult understanding the vernacular and mathematics when it comes to dealing with brokers; that would be for obvious reasons.
     
    Last edited: Feb 10, 2017
  7. zdreg

    zdreg

    in the US top mathematicians are immigrants. the average person in the US is a mathematical illiterate who cannot balance a checkbook.
    margin calculations are straight forward and not rocket science. you need to review basic math. if you were interested in learning you would have responded to specifics of what I said.

    "And most beginners to trading have difficult understanding the vernacular and mathematics when it comes to dealing with brokers; that would be for obvious reasons."
    nonsense. take responsibility to learn the subject. do an internet search on margin before posting
     
  8. wintergasp

    wintergasp

    Well that escalated quickly
     
  9. jj90

    jj90

    [​IMG]
     
  10. I think a more simple example might help:

    You deposit 100,000 USD into your account.
    You purchase 100,000 USD of stock -- so far, no margin is used and no interest is paid.
    You purchase another 50,000 USD of stock -- you are now on margin:


    Margin (loaned amount) : 50,000
    Interest Rate 8% PA:
    Amount You Pay Per Year: 50,000 * 0.08 = 4,000 USD

    If you hold the extra 50,000 USD of stock for a year, you will pay 4,000 USD in interest to the broker each year.

    However, you are charged on a per day basis, so it is important to consider how long you hold the position. If you hold it for 10 days:

    50,000 * 0.08 * 10/365 = 4,000 USD * 10/365 = 109.59$ USD

    So you will be paying a lot of interest... hopefully you have a good reason to hold a lot on margin with an account like that. Maybe you should consider a broker with better margin/interest rates ?
     
    #10     Feb 12, 2017