How To Lock In Equity in My Real Estate Property?

Discussion in 'Chit Chat' started by Trader13, Jan 4, 2016.

  1. Trader13

    Trader13

    Now that we are in a full-blown real estate bubble again, any suggestions on how to extract or at least preserve the gains in my property? I don't want to refinance with a cash-out loan because that will just make me a debtor. I hate to see all this inflated housing value just disappear with the next cycle down.
     
  2. If you think we are in a full-blown real estate bubble, sell your property, lock in the gain, and then just wait and hope prices come back down soon. Or just rent it out and take advantage of higher rent while you can.
     
  3. Trader13

    Trader13

    Not prepared to sell & move anytime soon.

    What I'd really like to do is sell a LEAPS call on my property, but I haven't found an exchange for that :D
     
  4. You can't actively...'trade'...your home's value. :banghead: -- so you'll have to just accept the market's value of it.
    (that's why homes are a relatively poor investment, in my opinion. you always want liquidity.)
     
  5. Can't think of any way to "hedge your house". Best might be some sort of short/put on a real estate ETF.
     
  6. Arnie

    Arnie

  7. jem

    jem

    turn it into a private REIT or management company and sell part of it.

    This was a bit flippant...

    but I have been part of home flips that were essentially called small private "REITS" or but they were really asset partnerships.... I suppose.
     
    Last edited: Jan 4, 2016
  8. it's an interesting idea. What you are really looking for is some kind of protection/insurance if your house falls in value.