http://uk.businessinsider.com/goldman-sachs-enters-consumer-lending-2015-6?r=US Untill recently the account minimum was $10 million, I believe. And now they want to lend you a couple of grand?
To get a large number (10M) from a small number (2k) multiply the small number by a large number (say 5K). If someone tells me could I "lend you" money, I might double check if he meant could I "take your" money.