Hahaha Hike in June ha, by how much? A whole .25% Rates aren't going anywhere, they are staying right where they are. You will be lucky to see rates at .75% by the end of 2015. If they were so sure about raising rates they would have taken out "considerable time" at the last fed meeting in December, but they couldn't because they had to give wallstreet what they wanted to hear....they are nothing but talk, if they were really going to raise rates they would have done it already, with nearly $5,000,000,000,000 on their balance sheet do you really believe rates are going higher, haha.