Yep all those smart savers over the last decade have got nothing but a few extra bucks in their account...That's how low savings rates have been and that's where they are going to stay for the next decade...thank you BUBBLE BEN BERNANKE... YELLEN AND FED FRIENDS for making this dream for savers come true..... http://www.cnbc.com/2016/03/15/fed-policy-has-cost-savers-7.5-billion-study.html