BOXX ETF uses index options to exploit US federal income tax loophole

Discussion in 'Options' started by BMK, Mar 2, 2024.

  1. BMK

    BMK

    This is a fascinating product, only about a year old...

    Check out the Bloomberg article:

    https://tinyurl.com/240222BBMiderBOXX

    This a gift link. A Bloomberg subscription is not required. The link expires in seven days.

    TL;DR:

    The ETF uses SPX box spreads to generate capital gain that is roughly equivalent to the risk-free interest rate, i.e., 1-3 month T-Bills.

    Then uses box spreads in something else to generate losses. They unwind the losing leg of the box spread to generate a loss, but with the winning leg, they do an in-kind redemption that avoids capital gains tax under the special rules for ETFs.

    The ETF makes no distributions, and does not pass any taxable income of any kind onto its shareholders. The benefit is in the share price increase, which is roughly equivalent to 1-3 month T-Bills, and appears to be almost guaranteed.

    The result, for a retail investor, is that if you put money in this thing and hold it long term, i.e., more than one year, you'll get capital gain in the form of increase in the share price that is roughly equivalent to holding 1-3 month T-Bills. But unlike T-Bills, there is no maturity. You can hold it indefinitely, and when you sell, you benefit from the long-term capital gain tax rate instead of the ordinary income tax rates that would be applicable to interest on T-Bills.

    And you get this with a level of risk that most believe is equivalent to that of T-Bills. The box spreads have no risk, and the OCC and other forces eliminate any counterparty risk.
     
    Last edited: Mar 2, 2024
    Sergio123, qlai, Axon and 2 others like this.
  2. themickey

    themickey

    So about 5% pa risk free, not bad.

    BOXX_Barchart_Interactive_Chart_03_03_2024.png

    But if you held QQQ the past 12 months, 50%pa.
     
  3. BMK

    BMK

    Dude, that's apples to oranges LOL. QQQ has a much higher risk level
     
  4. themickey

    themickey

    Dude, 10 x risk?
     
  5. S2007S

    S2007S

    Year to date up less than 1%

    The market is printing free money with stocks returning 1% nearly every other day. ...
     
  6. Quanto

    Quanto

    I wonder what the motiviation of this Mr. Gray is to make his strategy public.
    Is he hoping for the said ETF loophole be closed by the regulators? :)
    He clearly asks for trouble, IMO.
    But I'm afraid something big already has been planned for exactly that case occuring... Guess what... :D

    As the article says, these tickers are involved: BOXX, SPX and "from time to time" also BKNG.
    And using this options strategy: https://en.wikipedia.org/wiki/Box_spread
     
    Last edited: Mar 3, 2024
  7. newwurldmn

    newwurldmn

    don’t be obtuse.
     
    Slow Learning Elf and jtrader33 like this.
  8. themickey

    themickey

    Basic Info. 3 Month Treasury Bill Rate is at 5.25%, compared to 5.24% the previous market day and 4.73% last year. This is higher than the long term average of 4.19%.
     
  9. newwurldmn

    newwurldmn

    There are so many aspects of this that are interesting, instead you compare it to the QQQ’s.

    Why not compare it to farmland, B RILY stock, or NVDA?
     
  10. BMK

    BMK

    Regulators can't close the loophole. It's built into federal tax law. Only Congress can change the law.

    From the article:

    Innovations like BOXX might bring fresh attention from Congress, where Ron Wyden, the Oregon Democrat and chairman of the Senate Finance Committee, floated the idea of ending ETFs’ special tax treatment in 2021. Any legislation would face stiff resistance from the $8.4 trillion ETF industry and its millions of individual investors.
     
    #10     Mar 3, 2024
    Quanto likes this.