Bank customers could look forward to being charged to keep their money in U.S. banks. http://blogs.marketwatch.com/thetel...hold-their-money-if-fed-says-stop-being-lazy/
most of the big ones are doing it already. BAC is the first that comes to mind..on other hand-small local ones are not only won't charge you anything,but paying a very decent interest on the accounts(around 1%).