I keep seeing more and more commercials on TV for bankruptcy attorneys, debt settlement agencies, and consolidation services.... That is a sign in and of itself.... But my question: How much weight would you all put on today's (Black Friday) consumer activity as an indication of where the market is heading? Just would like to hear some thoughts. I really think this credit card debt biz is gonna hit us hard while "we" are focused on the mortgage debacle... I think credit cards are gonna be even worse than mortgages as far as economic damage, in part because we are already reeling from the mortgage mess, and when all these people (many of the same who got us in this subprime mess) start defaulting on credit cards en masse'.....it ain't gonna be pretty.