Cramer: The Cut Will Help, but ... Why are some analysts like political campaignees? "If I were in charge, I would do things DIFFERENTLY!!!" I put a BUZZ!!! everytime Cramer seems to know better than others (original story: http://www.thestreet.com/_tscs/s/cramer-the-cut-will-help-but-/newsanalysis/investing/10399698.html) Cramer: The Cut Will Help, but ... By Jim Cramer RealMoney.com Columnist 1/22/2008 9:26 AM EST The reason you want to get ahead of the curve is that you don't want BUZZ!!! to come in and cut rates a Fed meeting on a day when the futures are down huge. BUZZ!!! You don't want to be seen BUZZ!!! to come in and cut rates as someone who responds to the futures. BUZZ!!! Yet that's what just happened. BUZZ!!! I hate being in the "too little, too late" camp. BUZZ!!! This cut will help some refinance. BUZZ!!! But if consumers had been able to finance earlier BUZZ!!! we would not have these astonishing defaults. BUZZ!!! The real issue here is BUZZ!!! -- will it save Countrywide or Washington Mutual . BUZZ!!! The answer is simple: BUZZ!!! They have a better chance surviving today than they did yesterday, BUZZ!!! And in the end, that's good. BUZZ!!! They should have gone a point instead of 0.75 BUZZ!!! -- that would have been the real deal BUZZ!!! because that, at last, was more than expected. BUZZ!!! But it is difficult to have told The Wall Street Journal three weeks ago BUZZ!!! that inflation problems are perhaps the more important issue and then cut a full point. BUZZ!!! Again, though, three-quarters of a point beats nothing. BUZZ!!!