https://www.newyorkfed.org/medialibrary/interactives/householdcredit/data/pdf/HHDC_2017Q1.pdf its 33 pages but good debt apparently an not bad debt, or so we're told. Sounds like John Mccain's or Linday Graham and there are good terrorist and bad terrorist and they can tell the difference. https://www.newyorkfed.org/microeconomics/hhdc.html This is the first page summary for those who don't have the time to read the report,bill