Had a simple comparison b/w ER of MF vs ETF for some Vanguard funds. It seems most of time ETF has lower ER than MF, except for Russell 2000. Shouldn't ETF take more efforts to maintain? MF ER ETF ER Total VTSAX 0.04 VTI 0.03 SP500 VFIAX 0.04 VOO 0.03 Extended VEXAX 0.06 VXF 0.06 Russell 2000 VRTIX 0.08 VTWO 0.1 Dividend Appr VDADX 0.08 VIG 0.06