Registered: Sep 2003
07-28-12 11:47 PM
I now wear my coat, at least jeans, and helmet all the time. The reality is I am still much more exposed and I know it. I have talked with my wife about various things not directly related to bike/ car collission, but to me it comes down to if it is an accident for me all I would ask is that your insurance cover medical bills and rehab, and not looking at getting rich hitting you up for as much as I can get. Alos, if it was my fault I would be inclined to admit fault. At the same time if you are drunk, texting, or otherwise being a dumb ass then I might say I'd look to make you think again the next time you get behind the wheel.
I was in my car with my youngest today and had a guy blow a stop sign as I was entering the intersection. I was able to swerve and brake, and was lucky no one was behind me. If that guy had drilled me, and hurt my kid, then there would be a major problem. If there had been a guy behind me and he ran into me, I wouldn't be looking to go after him. He was dealing with the same situation I was at no fault of his own.
You have to remember that insurance companies and cops assign blame, and most likely the other person will get some part of fault, unless you are drunk etc.. I have to question your statement about a normal accident. Not sure what that means as I can't say I've seen people regularly swerving out of lanes and side swiping people. What about driving down a city or subdivision street, do you tend to wander from lanes and hit bicyclists and pedesterians?