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DavidGhai
Registered: Oct 2012
Posts: 1 |
10-27-12 05:15 PM
There are times when it makes sense to go to cash. You don't need to "trade" your retirement account; instead you should be in equities while the market is trending up. When the market is down-trending go into the cash component of your retirement account (mutual fund). Only re-enter after the down-trend ends.
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oldtime
Registered: Jun 2011
Posts: 7479 |
10-28-12 12:05 AM
Quote from DavidGhai:
There are times when it makes sense to go to cash. You don't need to "trade" your retirement account; instead you should be in equities while the market is trending up. When the market is down-trending go into the cash component of your retirement account (mutual fund). Only re-enter after the down-trend ends.
that's what I attempt to do, but it sounds a lot easier than it actually is. That's why after 5 years 85% of all fund managers under perform the index.
nowdays people are starting to go to GLD instead of cash
I've often thought I could manage a retirement account investing in nothing more than GLD, SPY and BND and trying to guess right
as it stands now over the last ten years, just a simple mix of 1/3 in each would not have been bad.
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oldtime
Registered: Jun 2011
Posts: 7479 |
10-29-12 02:35 AM
Quote from trader198:
do not trade it, invest the money in those sound business.
well actually, you are better off investing your personal money, and trading your IRA which is protected from cap gains
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lindq
Registered: Mar 2002
Posts: 2476 |
10-29-12 05:29 PM
Quote from BUTfr:
Any advice where I should start with? Stocks, ETFs, or options and futures?
PM me if you have interest in a platform and guidance.
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mtt
Registered: Aug 2003
Posts: 44 |
11-14-12 12:19 AM
Quote from BUTfr:
To generate income, I need to trade this market, not hold it.
Any advice where I should start with? Stocks, ETFs, or options and futures? [/B]
Try social lending. It's a good cross between a CD/Money Market and trading. I recommend the following:
LendingClub.com
Prosper.com
U-Haul Investors Club
Microplace
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